Sambal Card 2.0 is the upgraded version of Madhya Pradesh’s flagship welfare scheme for unorganized sector workers. Launched under the Mukhyamantri Jan Kalyan Yojana, Sambal Card 2.0 provides financial protection worth up to ₹6.5 lakh per family — covering accidental death, permanent disability, maternity, education, and funeral assistance. This complete guide explains everything about the scheme, including what changed from version 1.0, who qualifies, and how to apply today.
What Is Sambal Card 2.0?
Sambal Card 2.0 is the second generation of the Sambal scheme introduced by the Madhya Pradesh government. The full official name is Mukhyamantri Jan Kalyan (Sambal) Yojana 2.0. It targets daily-wage earners, agricultural labourers, construction workers, street vendors, domestic workers, and all other informal sector workers in MP. Consequently, over 3 crore workers in Madhya Pradesh benefit from this scheme. The card is issued digitally and linked to the worker’s Samagra ID and Aadhaar, enabling direct benefit transfers without middlemen.
Sambal 1.0 vs Sambal 2.0 — Key Differences
Sambal 2.0 introduced several significant improvements over the original scheme. Understanding these changes helps you claim benefits you may have missed under the earlier version.
| Feature | Sambal 1.0 | Sambal 2.0 |
|---|---|---|
| Accident death benefit | ₹2,00,000 | ₹4,00,000 |
| Maternity benefit | ₹16,000 (1 delivery) | ₹16,000 (up to 2 deliveries) |
| Registration platform | Gram Panchayat only | Online portal + CSC + Gram Panchayat |
| eKYC requirement | Optional | Mandatory (Samagra eKYC) |
| Nominee registration | Manual process | Online on Sambal portal |
| Status tracking | Visit office | Online portal anytime |
The most important upgrade in Sambal Card 2.0 is the doubling of the accident death benefit to ₹4 lakh. Additionally, the online registration system significantly reduced the time and effort required to enrol.
Eligibility Criteria for Sambal Card 2.0
To qualify for Sambal Card 2.0, you must satisfy all of the following conditions:
- Permanent resident of Madhya Pradesh
- Age between 18 and 60 years
- Working in the unorganized or informal sector
- Annual family income below ₹2.5 lakh
- Not an income tax payer; no EPF or ESIC coverage
- Valid Samagra ID with eKYC completed
Not sure if you qualify? Use the Sambal Card Eligibility Checker — it checks all six criteria in under a minute and tells you your exact next steps.
Benefits Available Under Sambal Card 2.0
Sambal Card 2.0 provides six types of financial benefits. Each benefit is triggered by a specific life event and paid directly to the worker or nominee’s bank account.
1. Accidental Death Benefit
₹4,00,000 paid to the registered nominee if the worker dies in an accident. A police FIR and post-mortem report are required. The claim must be filed within 1 year of the accident. This is the highest-value benefit under Sambal Card 2.0.
2. Natural Death Benefit
₹2,00,000 paid to the registered nominee if the worker dies from natural causes such as illness or old age. A death certificate from the local authority is the primary document needed.
3. Permanent Disability Benefit
Up to ₹2,00,000 if the worker is permanently disabled in an accident. The amount depends on the disability percentage certified by a government medical board. Total (100%) disability receives ₹2 lakh; partial disability (25–99%) receives proportional amounts.
4. Maternity Benefit
₹16,000 per delivery for female workers — ₹4,000 before delivery and ₹12,000 after delivery. Available for a maximum of 2 deliveries per woman worker. Use the Maternity Benefit Eligibility Checker to find out which instalment you can claim right now.
5. Education Scholarship
₹500 to ₹5,000 per child per year for children of registered workers enrolled in school. The amount varies by class level. Scholarships must be applied for annually on the Sambal portal before the academic deadline in March–April.
6. Funeral Assistance
₹5,000 immediate assistance for funeral expenses upon the worker’s death. This is processed the same day or within 24 hours at the Gram Panchayat or CSC centre — much faster than the regular death benefit claim.
To see the exact benefit amounts based on your family situation, use the Sambal Card Benefits Calculator.
How to Apply for Sambal Card 2.0 Online
Applying online is the fastest route. Before starting, ensure your Samagra eKYC is completed and your Aadhaar mobile is active.
- Visit sambal.mp.gov.in
- Login with your Samagra ID and OTP
- Click “Apply for Sambal Card”
- Verify your pre-filled details from Samagra
- Select your worker category and upload occupation proof
- Enter bank account details with IFSC code
- Upload photograph and submit the form
- Note the application reference number displayed
For a detailed walkthrough of every step, read our Sambal Card Registration Guide.
How to Download Your Sambal Card 2.0
After approval, you can download your Sambal Card as a PDF directly from the portal. Log in to sambal.mp.gov.in with your Samagra ID, go to your profile, and find the “Download Card” option. The PDF can be saved on your phone or printed. There is no physical card sent by post — the digital card is the official document.
How to Check Sambal Card 2.0 Application Status
Track your application at any time by visiting sambal.mp.gov.in and logging in with your Samagra ID. The dashboard shows your application status: Under Verification, Approved, or Rejected. If your application has been under verification for more than 30 days, file a grievance using our Complaint Guide to escalate the matter.
Important Rules for Sambal Card 2.0 Holders
After registration, keep the following points in mind to protect your benefits:
- Register a nominee immediately after approval — without a nominee, death and accident benefits cannot be claimed.
- Keep your Samagra eKYC updated — benefits may be frozen if eKYC expires or becomes invalid.
- Update your bank account details if your account changes — benefits transfer only to the registered account.
- Apply for scholarships annually — they are not automatically disbursed and must be claimed every academic year.
- File claims within 1 year — all benefit claims must be submitted within 12 months of the triggering event.
Frequently Asked Questions About Sambal Card 2.0
What is the difference between Sambal Card and Ayushman Card?
Sambal Card provides financial protection — accident cover, maternity benefit, death benefit, education scholarship. Ayushman Bharat provides health insurance for medical treatment up to ₹5 lakh per year. Both serve different purposes and you can hold both cards simultaneously. For a detailed comparison, read our Sambal Card vs Ayushman Card comparison guide.
Can I have both a Sambal Card and an Ayushman Card?
Yes. Holding an Ayushman Bharat card does not disqualify you from Sambal Card eligibility. The two schemes are independent and serve different purposes. You should apply for both if you are eligible for each.
Is the Sambal Card valid outside Madhya Pradesh?
Your Sambal Card benefits remain active even if you temporarily work outside MP. However, you must be a registered MP resident to qualify for the scheme. Claims must be filed through the Sambal portal regardless of where the event occurred.
How do I check if my Sambal Card 2.0 is active?
Log in to sambal.mp.gov.in with your Samagra ID. Your card status — Active, Suspended, or Pending — is displayed on the dashboard. If your card shows as Suspended, check whether your Samagra eKYC needs to be renewed.