Sambal Card maternity benefit provides ₹16,000 in financial assistance to registered female workers — ₹4,000 before delivery and ₹12,000 after delivery. Furthermore, this benefit is available for up to 2 deliveries per woman worker, meaning eligible women can receive ₹32,000 in total maternity support over their working years. This guide explains who qualifies for the Sambal Card maternity benefit, which instalment to claim first, and the exact documents and steps required.
What Is the Sambal Card Maternity Benefit?
The Sambal Card maternity benefit is a direct cash assistance programme for female workers registered under the Mukhyamantri Jan Kalyan Yojana 2.0. Unlike a reimbursement scheme, this benefit transfers money directly to the worker’s bank account — before delivery to help with prenatal care and after delivery to support postnatal recovery. Consequently, both instalment timings are designed to provide support when it is most needed.
Sambal Card Maternity Benefit Amount — Full Breakdown
| Instalment | Amount | When to Apply | Documents Needed |
|---|---|---|---|
| First instalment | ₹4,000 | After pregnancy registration with ANM | Samagra ID, Aadhaar, bank passbook, pregnancy certificate |
| Second instalment | ₹12,000 | After delivery and child birth registration | Above + child birth certificate |
| Total per delivery | ₹16,000 | – | – |
Do not wait for delivery before applying for the first instalment. Apply immediately after registering your pregnancy with the ANM or health centre. Delaying the first instalment application means losing months of available support.
Eligibility for Sambal Card Maternity Benefit
To qualify for the Sambal Card maternity benefit, all of the following conditions must be met:
- The woman worker must hold an active Sambal Card in her own name
- The card must be valid and active at the time of pregnancy/delivery
- The delivery must be the first or second — the benefit is not available from the third delivery onwards
- The worker must have a bank account in her own name for DBT payment
- Pregnancy must be registered with the local ANM or Primary Health Centre
Important clarification: The maternity benefit is for the woman who holds the Sambal Card in her own name. If only the husband has a Sambal Card, the wife is not entitled to this benefit under his card. She must apply for her own Sambal Card first. Use the Maternity Benefit Eligibility Checker to confirm your eligibility instantly.
How to Apply for the First Maternity Instalment (₹4,000)
The first instalment of ₹4,000 should be applied for as soon as your pregnancy is registered with an ANM or local health centre. Follow these steps:
- Register your pregnancy at the nearest ANM (Auxiliary Nurse Midwife) or Primary Health Centre
- Obtain the pregnancy registration certificate
- Visit sambal.mp.gov.in and log in with your Samagra ID
- Go to “Apply for Maternity Benefit” and select the first instalment
- Upload your Samagra ID, Aadhaar, bank passbook, and pregnancy certificate
- Submit and note the claim reference number
The ₹4,000 is typically credited to your bank account within 30 to 45 days of submitting all documents correctly. Additionally, you can apply through the nearest CSC centre if you face difficulty with the online portal.
How to Apply for the Second Maternity Instalment (₹12,000)
The second and larger instalment of ₹12,000 becomes claimable after the delivery is complete and the child’s birth is officially registered. Follow these steps:
- Register the child’s birth at the Gram Panchayat or municipal authority
- Obtain the child’s birth certificate
- Log in to sambal.mp.gov.in with your Samagra ID
- Go to “Maternity Benefit” and apply for the second instalment
- Upload the birth certificate along with all other required documents
- Submit and track the claim status
Both instalments can be claimed together if you missed the first one before delivery. However, it is strongly recommended to claim the first instalment before delivery to receive the benefit at the right time.
Documents Required for Sambal Card Maternity Benefit
Gather these documents before applying to avoid delays:
- Samagra ID of the woman worker
- Aadhaar card
- Bank passbook or account details (account in the woman’s own name)
- Pregnancy registration certificate from ANM or health centre (for first instalment)
- Child’s birth certificate (for second instalment)
- Passport size photograph
For a complete document list based on your worker type, use the Documents Checklist Generator.
Common Reasons Why Maternity Benefit Claims Get Rejected
Several avoidable mistakes lead to maternity benefit claim rejections. Understanding these in advance prevents unnecessary delays:
- Bank account not in the woman’s name: DBT cannot go to a joint or husband’s account. Open a Jan Dhan Yojana account — it is free and opens within 24 hours with just an Aadhaar card.
- Third or subsequent delivery: The benefit is limited to 2 deliveries per woman worker. Applications for a third delivery will be automatically rejected.
- Sambal Card not in the woman’s name: The card must belong to the woman herself — not her husband or any other family member.
- Pregnancy not registered with ANM: Without an official pregnancy registration certificate, the first instalment cannot be processed.
- Claim filed after 1 year: Claims must be submitted within 12 months of the delivery date.
Frequently Asked Questions About Sambal Card Maternity Benefit
Can I claim maternity benefit if I had a home delivery?
Yes. Home deliveries are fully covered. The key requirement is that the birth must be officially registered at the Gram Panchayat or health centre. The delivery location — home, government hospital, or private clinic — does not affect eligibility. Obtain the birth certificate after a home delivery to claim the second instalment.
Is the maternity benefit available for stillbirth?
The first instalment of ₹4,000 (pre-delivery) is generally available if pregnancy was registered before the stillbirth. However, the second instalment requiring a birth certificate may not be claimable in case of stillbirth. Consult your district labour office or CSC centre for guidance specific to your situation.
My husband and I both have Sambal Cards. Can we both claim maternity benefit?
No. The maternity benefit applies to the woman worker only — the female Sambal Card holder. Even if both spouses have Sambal Cards, only the woman can claim maternity benefit for her deliveries. The husband’s Sambal Card entitles him to accident, death, and disability benefits, but not maternity benefit.
How long does it take to receive the maternity benefit after applying?
Each instalment typically takes 30 to 45 days to be credited after all required documents are correctly submitted. If the benefit is not received within 45 days, file a grievance on sambal.mp.gov.in. Use our Complaint Guide for the escalation process.